Divorce is a significant legal event that can have far-reaching implications—not only for the spouses involved but also for their estate plans.
In many states, the legal finalization of a divorce can affect everything from inheritance rights to who has authority over financial or healthcare decisions. But what happens if someone dies after filing for divorce but before the process is legally finalized?
This question can lead to unexpected and often complicated legal consequences, particularly when estate planning has not kept pace with the divorce proceedings.
Death During Divorce: Legal Implications
When a spouse dies during an ongoing divorce, the law generally treats the couple as still legally married. This means that if the divorce has not been finalized—typically marked by a judge’s signed order—then the surviving spouse may retain significant rights over the deceased spouse’s estate.
These rights can include:
The ability to inherit under a will, trust, or beneficiary designation.
A statutory share of the estate, also known as an elective share.
The timing of the final divorce decree can make a critical difference. For example, if both spouses have signed divorce settlement documents but the court has not yet issued a final judgment, the divorce is generally not considered legally complete. As a result, the surviving spouse may still be entitled to inherit—even if the intent was otherwise.
This very scenario recently played out in the high-profile case of actress Shannen Doherty. She and her spouse had signed their divorce paperwork, but the judge’s final order was issued after her death. Because of the specific circumstances in her case, it appears the divorce was ultimately treated as finalized. But had things unfolded differently, her soon-to-be-ex may have had a legal claim to a substantial portion of her estate.
Estate Planning Considerations During Divorce
If you’re going through a divorce, it’s essential to understand how your estate plan is affected, and what you can and cannot change before the divorce is finalized.
If You Have a Will, Trust, or Beneficiary Designations
In many states, you cannot disinherit a spouse or change certain beneficiary designations until the divorce is final. This means:
A soon-to-be-ex may still be entitled to receive assets via a will, trust, retirement account, or life insurance policy.
Even if they’re excluded from your estate plan, they may still be eligible to claim an elective share, depending on state law.
If You Do Not Have an Estate Plan
Without a will or trust, state intestacy laws dictate how your assets are distributed. In most states, a surviving spouse is entitled to a significant share—or even all—of your estate. This often includes:
Half (or more) of your separate property.
All of the couple’s community or marital property.
This can override the decedent’s wishes if those wishes were not properly documented and legally enforceable before death.
Private Planning Can Provide Protection
Using tools such as revocable living trusts and updated beneficiary designations can help ensure your assets are distributed according to your wishes, even if your divorce is still in progress. Trusts, in particular, can also keep your plans private and out of court, while offering greater control over how and when beneficiaries receive their inheritance.
However, it’s important to remember that in many states, your ability to amend an estate plan may be restricted during divorce. That’s why working closely with both a family law attorney and an estate planning attorney is critical during this transitional period.
The Bottom Line
If you are in the process of divorcing—or considering filing—it’s vital to consider how a sudden health event or unexpected death could impact your estate. Acting proactively to align your estate plan with your current wishes can help prevent confusion, disputes, and unintended consequences.
We’re Here to Help
Going through a divorce is challenging enough without having to worry about what might happen to your estate if the unexpected occurs. The experienced family and estate law attorneys at Davis Law Group can work with you to develop a coordinated legal strategy that protects your interests now and in the future. Contact us today to schedule a consultation and start securing peace of mind.
What Happens to a Divorce If One Spouse Dies Before It’s Finalized?
Divorce is a significant legal event that can have far-reaching implications—not only for the spouses involved but also for their estate plans.
In many states, the legal finalization of a divorce can affect everything from inheritance rights to who has authority over financial or healthcare decisions. But what happens if someone dies after filing for divorce but before the process is legally finalized?
This question can lead to unexpected and often complicated legal consequences, particularly when estate planning has not kept pace with the divorce proceedings.
Death During Divorce: Legal Implications
When a spouse dies during an ongoing divorce, the law generally treats the couple as still legally married. This means that if the divorce has not been finalized—typically marked by a judge’s signed order—then the surviving spouse may retain significant rights over the deceased spouse’s estate.
These rights can include:
The Importance of Timing
The timing of the final divorce decree can make a critical difference. For example, if both spouses have signed divorce settlement documents but the court has not yet issued a final judgment, the divorce is generally not considered legally complete. As a result, the surviving spouse may still be entitled to inherit—even if the intent was otherwise.
This very scenario recently played out in the high-profile case of actress Shannen Doherty. She and her spouse had signed their divorce paperwork, but the judge’s final order was issued after her death. Because of the specific circumstances in her case, it appears the divorce was ultimately treated as finalized. But had things unfolded differently, her soon-to-be-ex may have had a legal claim to a substantial portion of her estate.
Estate Planning Considerations During Divorce
If you’re going through a divorce, it’s essential to understand how your estate plan is affected, and what you can and cannot change before the divorce is finalized.
If You Have a Will, Trust, or Beneficiary Designations
In many states, you cannot disinherit a spouse or change certain beneficiary designations until the divorce is final. This means:
If You Do Not Have an Estate Plan
Without a will or trust, state intestacy laws dictate how your assets are distributed. In most states, a surviving spouse is entitled to a significant share—or even all—of your estate. This often includes:
This can override the decedent’s wishes if those wishes were not properly documented and legally enforceable before death.
Private Planning Can Provide Protection
Using tools such as revocable living trusts and updated beneficiary designations can help ensure your assets are distributed according to your wishes, even if your divorce is still in progress. Trusts, in particular, can also keep your plans private and out of court, while offering greater control over how and when beneficiaries receive their inheritance.
However, it’s important to remember that in many states, your ability to amend an estate plan may be restricted during divorce. That’s why working closely with both a family law attorney and an estate planning attorney is critical during this transitional period.
The Bottom Line
If you are in the process of divorcing—or considering filing—it’s vital to consider how a sudden health event or unexpected death could impact your estate. Acting proactively to align your estate plan with your current wishes can help prevent confusion, disputes, and unintended consequences.
We’re Here to Help
Going through a divorce is challenging enough without having to worry about what might happen to your estate if the unexpected occurs. The experienced family and estate law attorneys at Davis Law Group can work with you to develop a coordinated legal strategy that protects your interests now and in the future. Contact us today to schedule a consultation and start securing peace of mind.
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